We believe that honest people deserve honest money. Our proprietary financial planning process is science-based, client-centric, and designed to empower the Canadian, from negatives to millions.
We provide the agency because our experience and the evidence prove that together,
Your Success is Our Profit.
Our first step is always a phone call to answer questions and see how we might be a fit. Until then, this should help:
Yes! We get paid directly by our clients to ensure that our only loyalty is to You, the client. When it comes to your money, we believe that the sale or product specialist should be separate from the advice. We want you to come back because you see the Financial Plan working, not because you're stuck with our products.
We do not get paid commissions, referral or management fees by other financial institutions. If you choose a product where a referral fee is unavoidable, we disclose in advance and give you the chance to donate this forward to the charity of your choice wherever possible.
We offer introductory, hourly and annual services that are priced depending on the level of support you choose and the complexity of your situation. You can expect to start at $350.
In order to protect our innovative approach to fee-only financial planning, we are not posting our exact fee structure publicly. Please book a call to learn more.
This depends entirely on the client! Some people stay with us long-term to make their lives easier and keep them on track, while others stop in to answer a big question or solve a problem, like "should I keep or transfer out my pension?"
For those of you who want support over one year or more, we look at your overall financial picture and measure changes. We compare your numbers every year. Have you improved your cash flow? Are your investments more efficient? Is your insurance in line with your goals? Are you traveling more or working less? Have you healed a financial disorder or simply improved your habits? At the end of the day, are you wealthier?
Yes, of course! We are always open to more hourly work and we have the capacity to take on approximately fifteen more annual client families as of January 2026.
Absolutely! In fact, we love nerding out on new problems and pride ourselves on being thorough in our approach to all financial plans. As Certified Financial Planners, we are trained on twelve separate "Book of Knowledge" topics (including taxation and human behaviour for example) and our president CFP, Tanysia Komers, has eighteen years of industry experience to pull from.
Complexity can mean: multiple asset types, trusts, corporations, real estate, variable income, international residency, incapacity, family relationships, financial disorders, or any other real life sticky messes you need sorting.
Of course! Everyone starts somewhere and everyone can use a little professional guidance; no judgement. We work with Canadians who have balance sheets in the negatives to assets in the millions, specifically because we don't sell products. You don't need to start rich to get rich.
A free 30-minute phone call is always our first step. This allows us to get a basic feel for the support you are looking for and ask our own questions to prepare.
Once we book for paid services, we'll send you a "to bring" list for our online meeting and set up a secured digital file for you to upload documents for us. You can send things in advance or simply answer questions as we put together your Financial Plan. Our advice is as good as the data you provide.